Guide to Top Senior Settlements

Getting the best senior settlements means having more funds to pay off your debts and fund your retirement. A senior settlement is the process where the holder of a life insurance policy sells it to a buyer for a cash payment. The main advantage for the seller is the amount received from a senior settlement is usually higher than the cash surrender value of the life insurance policy. The buyers, private investors and life settlement companies, are interested in Universal, Whole and Term life insurance policies.

To meet the requirements for senior settlements, the insured must be at least 65 years of age, have a life expectancy of no more than 15 years and the policy must be beyond the contestability period. To find out what a senior settlement can bring you, click on the banner for a free quote.

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